WE PROVIDE
BOOKKEEPING SERVICES IN LUXEMBOURG
A good bookkepper is Key for your organisation and very helpfull for your daily tasks.
The bookkeeper will secure all transactions. They will do this by reconciling and following up on every item in your business's general ledger.
WHY CHOOSE LUXEMBOURG FOR AN INDEPENDENT ACCOUNTANT?
STEP-BY-STEP HOW TO BECOME AN INDEPENDENT ACCOUNTANT IN LUXEMBOURG ?
Acquire the Necessary Education and Certifications
Education: Obtain a degree in accounting, finance, or a related field. Certifications: Consider professional certifications such as CPA (Certified Public Accountant), ACCA (Association of Chartered Certified Accountants), or local equivalents that are recognized in Luxembourg. Continuous Learning: Stay updated with the latest accounting standards and tax regulations through workshops and online courses.
Gain Professional Experience
Work Experience: Gain practical experience by working for an accounting firm or in the finance department of a company. Skill Development: Develop expertise in bookkeeping, tax planning, financial reporting, and regulatory compliance. Networking: Build relationships with professionals in the industry which can later help in securing your first clients.
Decide on Your Business Structure
Legal Forms: Choose the appropriate legal structure for your independent practice. Options include registering as a sole proprietor or forming a company (e.g., SARL‑S). Consultation: Consider consulting with a legal or financial advisor to determine which structure best suits your business model and risk profile.
Register Your Business with the Luxembourg Authorities
Business Registration: File the necessary paperwork with the Luxembourg Trade and Companies Register. Compliance: Ensure you meet all legal and tax obligations, such as VAT registration and obtaining any required licenses. Documentation: Prepare all essential documents, including Articles of Association (if applicable) and shareholder agreements.
Set Up Your Professional Infrastructure
Office Setup: Decide whether to work from a home office, coworking space, or a dedicated office. Technology: Invest in reliable accounting software and tools that streamline invoicing, bookkeeping, and tax filing. Banking: Open a professional business bank account to manage your finances separately from personal funds.
Build Your Client Base and Market Your Services
Online Presence: Develop a professional website optimized for SEO, showcasing your services, testimonials, and expertise. Networking & Referrals: Attend industry events, join professional associations, and leverage LinkedIn to connect with potential clients. Digital Marketing: Utilize content marketing, social media, and targeted advertising to attract and retain clients. Client Service: Offer exceptional service to encourage referrals and long-term partnerships.
Additional Tips for Success as an Independent Accountant
Stay Informed: Regularly update yourself on changes in tax laws and accounting standards in Luxembourg. Invest in Professional Development: Continuously upgrade your skills with courses and certifications. Consider Partnerships: Collaborate with other professionals (e.g., legal advisors, financial planners) to provide comprehensive services to your clients. Monitor Your Performance: Use key performance indicators (KPIs) and client feedback to continuously improve your service offerings.
✔ Holding a relevant degree (e.g., accounting, finance, business administration)
✔ Acquiring practical experience in accounting or financial services
✔ Understanding local tax and financial laws, including VAT and corporate regulations
FREELANCE PROFIL OF ACCOUNTANT
Freelance accounting assistant
The mission is initially 3–6 months, with a strong chance of extension during year‑end closing and audit season.
Work is hybrid: at least two days per week on‑site in Luxembourg City; the remainder can be remote within the EU.
Requirements
- Bachelor’s degree (or BTS/DUT) in Accounting, Finance or Business.
- 2 + years hands‑on accounting experience in a Luxembourg fiduciary, fund administrator or Big 4 environment.
- Solid knowledge of Lux GAAP; exposure to IFRS or US GAAP is an asset.
- Proficient with at least one local accounting package (BOB 50, SAP FI, Exact) and advanced Excel (pivot tables, look‑ups, Power Query).
- Languages: fluent English is mandatory; working French or German highly desirable—Luxembourgish a plus.
- Able to work autonomously under tight deadlines, with strong attention to detail and strict confidentiality.
Bonuses
| Start date | May 2025 (negotiable) |
| Duration | 3–6 months, with possible extension |
| Workload | Full‑time (40 h/week) or 4 days/week minimum |
| Location | Hybrid: Luxembourg City office + EU remote |
| Remuneration | Competitive daily rate (dependent on experience), paid monthly on presentation of invoice |
| Registration | Freelancer must hold a valid Lux business permit (“autorisation d’établissement”) or be registered in another EU Member State and able to invoice cross‑border |
Benefits
Responsibilities
- Bookkeeping & day‑to‑day accounting
- Enter and reconcile AP/AR, bank, and intercompany transactions in BOB 50 / SAP / Exact.
- Maintain the general ledger and supporting schedules in Lux GAAP.
- Period‑end support
- Assist senior accountants with monthly, quarterly and year‑end closings, accruals and journal postings.
- Prepare draft statutory financial statements and management reports.
- Tax & regulatory compliance
- Compile data for Luxembourg VAT returns and direct‑tax provisions; liaise with external tax advisers.
- Gather documentation for CSSF, FATCA/CRS and DAC6 filings; keep AML/KYC records up to date.
- Fund‑specific tasks (if assigned to PE/RE or UCITS vehicles)
- Input capital calls, distributions and fee calculations into e‑Front, Yardi or Allvue.
- Help prepare NAV packs and investor reporting.
- Audit & stakeholder liaison
- Respond to audit PBC requests, track open items, and coordinate with auditors, banks and legal counsel.
Freelance accountant
Work pattern is hybrid: two on‑site days in Luxembourg City and the remainder remote from within the EU.
Requirements
- 3–5 years’ proven experience in a Luxembourg fiduciary, PSF, Big 4 or in‑house accounting role.
- Solid Lux GAAP mastery; IFRS exposure a plus.
- Familiarity with BOB 50, SAP FI or Exact; e‑Front/Yardi knowledge advantageous for fund work.
- OEC membership or ACCA/CPA pathway; AML/KYC certificate desirable.
- Fluent English; working French or German preferred; Luxembourgish a bonus.
- Self‑starter who meets strict deadlines and explains technical matters clearly to non‑accountants.
- Hold a business permit in Luxembourg as a accountant in Luxembourg "comptable"
Bonuses
- Daily rate: €550 – €800 (higher end for fund exposure).
- Performance bonus: 5–10 % uplift for on‑time, clean year‑end close.
- Hybrid flexibility: two office days; remainder remote.
- Meal vouchers & mileage reimbursement for on‑site days.
- CPE allowance: client will reimburse approved IFRS/tax courses taken during the mission.
- Pipeline security: high demand in Luxembourg means repeat engagements and strong referral potential.
- Hold a business permit in Luxembourg "Comptable"
Benefits
You’ll earn premium freelance rates while sharpening Lux GAAP, IFRS and tax‑compliance skills; enjoy a balanced hybrid schedule; and build a network in Europe’s most dynamic fund and corporate‑services hub.
Responsibilities
- Daily bookkeeping & cash‑posting in BOB 50, SAP FI or Exact; maintain AR/AP and bank reconciliations.
- Month‑/quarter‑/year‑end closings under Lux GAAP: accruals, FX revaluations, depreciation, draft statutory accounts.
- IFRS / group‑reporting packs – convert Lux GAAP figures and populate consolidation schedules.
- Tax & regulatory compliance – compute CIT, NWT, VAT; prepare CSSF/BCL, FATCA/CRS and DAC6 returns.
- Audit liaison – coordinate PBC list, resolve queries, secure clean opinion on schedule.
- Process optimisation – automate workpapers with advanced Excel/Power Query, document SOPs and coach juniors.
- Client communication – present financials to managers/boards; flag risks, cash‑flow or tax‑planning opportunities.
Freelance senior accountant
Requirements
| Experience | 5 – 8 years in Luxembourg fiduciary, PSF, Big 4 or fund administrator at senior‑accountant level. |
| Standards & regulation | Expert in Lux GAAP, solid grasp of IFRS; comfortable with CSSF & BCL reporting, AML/KYC rules. |
| Qualifications | OEC membership or ACCA/CPA (or on pathway); AML/KYC certificate an asset. |
| Systems | BOB 50, SAP FI, Exact; exposure to e‑Front, Yardi or Allvue. |
| Languages | Fluent English (mandatory) plus working French or German; Luxembourgish a plus. |
| Soft skills | Autonomy, deadline discipline, ability to explain complex issues to non‑accountants, mentoring mindset. |
(Job ads for senior/Head‑of‑Accounting roles in Luxembourg list 5 + years’ experience, Lux GAAP/IFRS mastery and team‑coaching ability as core requirements.)
Bonuses
- Competitive daily rate: typical freelance senior‑accountant mandates pay €650 – €950 per day, depending on scope and GAAP mix. Moovijob.com
- Performance bonus: additional 5 – 10 % of total fee for on‑time delivery of year‑end financial statements and clean audit.
- Meal vouchers & mileage reimbursement for on‑site days (common in PSF contracts). Moovijob.com
- Hybrid flexibility: up to three remote days weekly plus overtime recovery credits.
- Professional development: exposure to complex PE/RE structures, IFRS consolidation and system‑automation projects.
Benefits
| Premium daily rates | Senior freelance accountants in Luxembourg command market‑leading fees that reflect scarce Lux GAAP/IFRS expertise. |
| Performance bonuses | Many PSFs/fund administrators offer completion or clean‑audit bonuses (typically 5‑10 % of invoiced fees). |
| Hybrid flexibility | Two to three on‑site days ensure collaboration; remaining days can be remote within the EU, preserving work‑life balance. |
| High‑profile projects | Exposure to sophisticated PE/RE structures, securitisations and cross‑border consolidations strengthens your technical CV. |
| Networking & future mandates | Successful missions often lead to repeat engagements with the same group or referrals across Luxembourg’s tight‑knit finance community. |
| Professional development | Engagements frequently fund external CPE/IFRS or AML refreshers and give firsthand experience with new tools (e‑Front, Yardi, SAP S/4HANA). |
Responsibilities
- Full‑cycle Lux GAAP accounting for several entities: AP/AR review, GL maintenance, month‑end and year‑end closings, consolidation packs.
- IFRS or US GAAP conversion and preparation of statutory financial statements.
- Tax & regulatory filings: CIT, VAT, subscription tax, BCL, CSSF, FATCA/CRS, DAC6.
- Fund‑specific oversight: validate NAVs, capital‑call calculations and waterfall allocations; review e‑Front/Yardi outputs.
- Audit coordination: act as first point of contact for Big 4 auditors, legal and tax advisers; clear PBC lists.
- Process optimisation & mentoring: streamline workpapers, automate routines (Excel / Power Query), coach junior accountants.
- Client liaison: present financials to international managers and boards, ensuring deadlines and SLA quality.
Freelance accounting manager
Requirements
- Experience: 3‑5 years in a Luxembourg fiduciary, PSF, Big 4 or in‑house accounting role.
- Technical: Proven Lux GAAP mastery; exposure to IFRS a plus. Familiar with e‑Front/Yardi for fund work.
- Qualifications: OEC membership or ACCA/CPA pathway; AML/KYC certificate desirable.
- Systems: BOB 50, SAP FI, Exact; advanced Excel (pivots, Power Query).
- Languages: Fluent English mandatory; French or German preferred; Luxembourgish a bonus.
- Soft skills: Autonomy, deadline discipline, ability to explain complex issues to non‑accountants.
Bonuses
| Daily rate | €550 – €800 for standard mandates; up to €900 for fund‑reporting scope (benchmarks from interim job ads). |
| Performance bonus | 5‑10 % uplift for on‑time year‑end accounts and clean audit. |
| Travel & meal vouchers | Mileage or public‑transport refund plus €8.40 meal cheques per on‑site day. |
| CPE allowance | Many clients reimburse IFRS / tax update courses taken during the mission. |
Benefits
- Hybrid flexibility – typically 2‑3 office days, remaining days remote within the EU.
- High demand & pipeline stability – 211 open accountancy roles listed in April 2025 underline scarcity of talent in Luxembourg. en.jobs.lu
- Premium networking – direct contact with PE/RE managers, family offices and Big 4 auditors boosts future mandates.
- Rapid skills growth – exposure to Pillar 2 rules, ELTIF 2.0 funds and latest accounting‑law changes keeps your profile current.
- Business‑permit portability – once registered as a self‑employed “comptable indépendant”, you can invoice any EU client.
Responsibilities
BECOMING AN ACCOUNTANT INDEPENDENT
START YOUR CAREER AT FINANCIAL SERVICES
ARTICLES FOR INDEPENDENT ACCOUNTANT
A comprehensive guide that walks you through every step—from the necessary qualifications and certifications to legal registration and business setup—as you launch your career as a freelance accountant in Luxembourg.
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This article outlines a clear, step-by-step plan for aspiring freelance accountants. It covers everything from crafting a business plan and choosing a legal structure to obtaining licenses and building a client base.
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Learn from the experiences of others by exploring the most common mistakes freelance accountants make in Luxembourg. This article offers practical advice to help you avoid regulatory issues, administrative errors, and financial pitfalls.
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A detailed comparative analysis of the legal structures available to freelance accountants—whether it’s registering as a sole proprietor, a limited liability company (SARL‑S), or another entity—highlighting the benefits and drawbacks of each option.
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Discover the must-have tools and software solutions that streamline bookkeeping, invoicing, tax filing, and client management for freelance accountants in Luxembourg, boosting your productivity and efficiency.
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Discover proven strategies for attracting and retaining clients as a freelance accountant in Luxembourg. This article covers effective networking tips, digital marketing techniques, and client relationship management best practices to help you grow your business and stand out in a competitive market.
Read More1. What does it mean to be an independent accountant?
As an independent accountant, you offer services such as bookkeeping, financial reporting, tax planning, and advisory services to various clients on a contract or freelance basis.
2. What qualifications are required to become an independent accountant?
- A relevant academic background (e.g., a degree in accounting, finance, or a related field).
- Professional certifications such as Certified Public Accountant (CPA) or Chartered Accountant (CA), depending on your region.
- Practical work experience in accounting or finance.
- A strong understanding of local tax laws, accounting standards, and regulatory requirements.
3. Do I need to register my business as an independent accountant?
4. What are the legal and regulatory requirements for independent accountants?
- Registering your business with the relevant authorities.
- Obtaining any necessary licenses or permits.
- Maintaining accurate financial records and adhering to accounting standards.
- Filing periodic tax returns and ensuring timely payment of taxes.
- Following data protection and confidentiality regulations, especially when handling sensitive client information.
5. What are the benefits of becoming an independent accountant?
- Flexibility: You have control over your working hours and client selection.
- Diverse Opportunities: You can work with a variety of clients and industries, which can broaden your experience.
- Increased Earning Potential: With the right client base and efficient business management, your earnings can grow significantly.
- Professional Autonomy: You have the freedom to design your service offerings and business processes according to your vision and market demands.
6. What challenges should I expect as an independent accountant?
- Administrative Burden: Managing your own business involves handling accounting, invoicing, and compliance tasks.
- Client Acquisition: Building a reliable client base may take time and effort, especially when starting out.
- Regulatory Complexity: Keeping up-to-date with changing tax laws and accounting standards requires continuous learning.
- Financial Uncertainty: Income can be irregular, particularly during the early stages of your independent practice.
7. How can I successfully build my client base as an independent accountant?
- Networking: Attend industry events, join professional associations, and leverage social media platforms.
- Referrals: Ask satisfied clients for testimonials and referrals.
- Online Presence: Develop a professional website and utilize SEO techniques to attract potential clients searching for accounting services.
- Partnerships: Collaborate with other professionals (e.g., lawyers, financial advisors) who can refer clients to you.