Investor visa and residence permit in Luxembourg: structuring the investment and the company.

Luxembourg grants a residence permit to a third-country investor who makes a qualifying investment (amended law of 29 August 2008). Our role is the financial side: we incorporate and structure the eligible company or investment vehicle, set up substance and accounting, and coordinate the file. Filing the residence-permit application itself rests with the competent authorities and, where needed, immigration lawyers, with whom we work.

In short

The investor residence permit is a Luxembourg residence authorisation open to third-country nationals making a recognised investment in the Luxembourg economy, provided for by the amended law of 29 August 2008 on the free movement of persons and immigration (investor option introduced in 2017). The investment may take the form of a participation in an existing or new company, a management/investment structure with substance, or a deposit with a Luxembourg financial institution.

Legal basis

Amended law of 29 August 2008 on the free movement of persons and immigration (investor category introduced by the law of 8 March 2017). Corporate side governed by the amended law of 10 August 1915 on commercial companies; accounting under the law of 19 December 2002 (LuxGAAP). FSL acts as a licensed accountant (auth. 10077274) on the corporate, accounting and structuring side.

Key takeaway

  • The investor residence permit (law of 29 August 2008) targets third-country nationals making a qualifying investment in Luxembourg.
  • Commonly cited thresholds range from EUR 500,000 (company) to EUR 3,000,000 (management structure) or EUR 20,000,000 (bank deposit); to be confirmed case by case.
  • FSL structures the eligible company or vehicle, the substance and the accounting; it is not an immigration law firm.
  • The residence-permit application is filed with the competent authorities and, where needed, specialised lawyers.

What is the investor residence permit in Luxembourg?

Through the law of 8 March 2017 amending the law of 29 August 2008, Luxembourg opened a residence route for third-country nationals making a recognised investment in the national economy. It is a residence permit backed by a real and lasting investment, not a mere purchase of a right to reside.

Our involvement covers the financial and corporate side: choosing and incorporating the eligible vehicle, giving it substance and operating it. Filing the residence-permit application rests with the competent authorities and, where relevant, an immigration lawyer, with whom we coordinate the file.

How much is needed for an investor visa in Luxembourg?

The recognised investment options are, broadly: at least EUR 500,000 invested in an existing Luxembourg company with maintenance of jobs; at least EUR 500,000 in a new company to be created, with a commitment to create jobs (commonly cited: 5 jobs within 3 years); at least EUR 3,000,000 invested in an existing or new management or investment structure with appropriate substance; or at least EUR 20,000,000 deposited/invested with a Luxembourg financial institution and held for at least 5 years.

These thresholds and conditions are indicative and must be confirmed case by case with the authorities. We help you determine the option best suited to your project, then make it real and compliant.

Which structures are eligible?

Depending on the option chosen, the vehicle may be an operating company (SARL, SA) that creates or maintains jobs, or a management/investment structure with adequate substance. The choice depends on the investment option, the nature of your activity and your personal taxation.

We incorporate the structure, give it substance (registered office, governance, bank accounts) and handle its accounting, so that the investment is real, traceable and aligned with the authorities' expectations.

How do you obtain an investor residence permit?

The path combines a financial and corporate side (our domain) and an immigration side (competent authorities, lawyer). In practice: scoping the eligible investment, incorporating and structuring the company, setting up substance, then preparing and coordinating the file towards filing the application.

We prepare the financial and corporate documents (articles, accounts, source-of-funds evidence, business plan) and work hand in hand with your immigration counsel. We do not file the residence-permit application on your behalf: we are the financial and structuring partner.

FSL's role: financial and structuring partner

Financial Services Luxembourg is a licensed accountant (auth. 10077274). Our value is to make the investment credible and operational: a well-chosen vehicle, properly paid-up capital, real substance, LuxGAAP accounting kept up to date and filings on time.

This rigour directly serves the immigration file, because the authorities expect a tangible, well-documented investment. We remain your single point of contact on the corporate and accounting side, in liaison with your legal advisers.

Who this is for

  • Entrepreneurs and investors from third countries seeking Luxembourg residence
  • Families preparing a relocation backed by an investment
  • Investors creating or acquiring a Luxembourg company
  • Immigration lawyers seeking a financial and corporate partner

What we do

  • Scoping of the eligible investment option and the suitable vehicle
  • Incorporation of the company (articles, notary, RCS, RBE)
  • Substance set-up: office, governance, bank accounts, jobs
  • LuxGAAP bookkeeping, annual accounts and filings
  • Coordination of the file with authorities and immigration lawyers

A free first call within 24 hours, with a dedicated contact. NDA from first contact.

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Required documents

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Estimated timelines

Scoping & vehicle choice1 to 2 weeks
Notarial incorporation3 to 10 days
RCS / RBE registrationWithin 3 days
Substance set-up & fileSeveral weeks

Pricing indication

Service
Profile
From
Investment structuring
Company & eligible vehicle
€2,500 one-off
Company incorporation
SARL or SA
€1,800 one-off
Accounting & filings
Operating company
€250 / month

Indicative ranges, excluding disbursements and taxes. Firm quote after scoping.

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Preparation checklist

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The process, step by step

01

Investment scoping

Analysis of the investment option (existing or new company, management structure, deposit) and choice of the eligible vehicle based on your project and profile.

02

Incorporation & structuring

Drafting the articles, depositing capital, notarial deed, RCS registration and entry in the register of beneficial owners (RBE).

03

Substance & implementation

Registered office, governance, opening bank accounts, business plan and, where relevant, a job-creation plan to make the investment real.

04

File coordination

Preparing the financial and corporate documents, then coordinating with the competent authorities and, where needed, the immigration lawyer to file the application.

FAQ

Frequently asked questions

How much is needed to obtain an investor visa in Luxembourg?

Commonly cited thresholds range from at least EUR 500,000 (existing or new company) to EUR 3,000,000 (management/investment structure) or EUR 20,000,000 (deposit with a financial institution, held for at least 5 years). These amounts are indicative and must be confirmed case by case with the authorities.

How do you obtain an investor residence permit?

The path combines a financial and corporate side (incorporating and structuring the eligible vehicle, substance, accounting) and an immigration side (filing the application with the competent authorities, with a lawyer if needed). FSL handles the former and coordinates the file; it does not file the permit application on your behalf.

Which structures are eligible?

Depending on the option chosen, the vehicle may be an operating company (SARL, SA) creating or maintaining jobs, or a management/investment structure with adequate substance. The choice depends on the investment option and your project. We determine it with you before incorporation.

Does FSL file the residence-permit application?

No. FSL is a licensed accountant that structures the company, the investment, the substance and the accounting. Filing the residence-permit application rests with the competent authorities and, where needed, immigration lawyers, with whom we coordinate the financial and corporate file.

What is the role of substance in an investor file?

The authorities expect a real and lasting investment. Credible substance (effective office, governance, bank accounts, jobs where relevant, accounting kept up to date) makes the investment tangible and well documented. We calibrate this substance to the investment option and your profile.

How much does it cost to structure an eligible investment?

The structuring engagement starts at EUR 2,500 one-off, plus company incorporation (from EUR 1,800) and accounting (from EUR 250 excl. VAT/month). Any immigration fees are handled by your lawyer. Firm quote within 24 h.
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