Accounting for the self-employed in Luxembourg, obligations met, costs optimised.

Self-employed accounting covers the bookkeeping, VAT, income tax return and social obligations of a self-employed worker or liberal profession in Luxembourg, with tracking of deductible costs.

In short

Self-employed accounting (an individual carrying on a commercial or liberal activity) covers income and expense bookkeeping, VAT obligations, determination of taxable profit and tracking of social contributions (CCSS). Depending on the activity, it may be kept on a simplified or full basis.

Key takeaway

  • The self-employed track income, expenses, VAT and CCSS contributions.
  • Tracking deductible costs optimises taxable profit.
  • Incorporating can become worthwhile above a certain income.
  • Two packages by turnover: from EUR 125 excl. VAT/month (under EUR 100k) and EUR 199 excl. VAT/month (over EUR 100k), with a discount if you prepare the Excel.

Self-employed offer: turnover under EUR 100k

For a self-employed person or liberal profession with annual turnover under EUR 100,000, the package starts at EUR 125 excl. VAT/month: income and expense bookkeeping, deductible-cost tracking, VAT where applicable, profit determination and support with the income tax return.

If you prepare a pre-sorted Excel file yourself, we cut the package by up to 20%. The simulator above estimates your fee in a few clicks.

Self-employed offer: turnover over EUR 100k

Above EUR 100,000 turnover, the package starts at EUR 199 excl. VAT/month and covers heavier accounting: higher entry volume, periodic VAT, reporting and advice on cost optimisation.

At this level, incorporating (SARL, SARL-S) often becomes relevant. We compare both scenarios, figures in hand, before any decision.

Eligibility criteria

These packages target individuals carrying on a commercial or liberal activity in Luxembourg (self-employed, consultant, freelancer, liberal profession). The final fee depends on turnover, monthly entry volume, VAT registration and how prepared the documents are.

Regulated activities (lawyer, doctor, architect) get a dedicated niche service. A firm quote is issued after a short scoping call.

Who this is for

  • Self-employed and liberal professions (consulting, health, IT, etc.)
  • Sole-trader merchants and craftspeople
  • Consultants and freelancers established in Luxembourg
  • Self-employed preparing to incorporate

What we do

  • Income / expense bookkeeping and deductible-cost tracking
  • VAT returns and filing
  • Profit determination and income tax return
  • Social contribution tracking (CCSS)
  • Advice on a possible move to a company

Independent fee simulator

Estimate your monthly accounting package in 4 answers.

Your annual turnover
Accounting entries / month
VAT returns to handle?
You prepare the Excel file (pre-sorted entries)?

Indicative estimate, excluding disbursements and VAT. Firm quote after a short scoping call.

Your indicative packagefrom125EUR excl. VAT / monthGet my firm quote

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Pricing indication

Service
Profile
From
Self-employed
Turnover < EUR 100k
EUR 125 excl. VAT / month
Self-employed
Turnover > EUR 100k
EUR 199 excl. VAT / month
Excel-prepared discount
Pre-sorted entries
-20% on the package

Indicative ranges, excluding 17 % Luxembourg VAT, disbursements and filing fees. Firm quote after scoping.

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Preparation checklist

Get the list of documents and steps to start without friction.

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FAQ

Frequently asked questions

How much does an accountant cost for a self-employed person in Luxembourg?

From EUR 125 excl. VAT/month for turnover under EUR 100,000, and EUR 199 excl. VAT/month above. A discount of up to 20% applies if you prepare a pre-sorted Excel file. Final fee depends on entry volume and VAT.

What accounting obligations apply to the self-employed?

Keep accounts (simplified or full depending on activity and thresholds), handle VAT where applicable, determine profit and file an income tax return, in addition to social contributions (CCSS).

Must I register for VAT?

It depends on your turnover and activity; a franchise regime may apply below a threshold. We check your situation and handle the filings.

When should I incorporate?

When income, liability or taxation justify it. We compare self-employment and a company (SARL, SARL-S) for your case.

Do you handle my income tax return?

Yes, the personal income tax return is part of the support for the self-employed.
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