Quelle est la différence entre une SOPARFI et une SPF au Luxembourg ?

La SOPARFI est une société commerciale (SARL ou SA) qui bénéficie du régime d'exonération participation et des conventions fiscales luxembourgeoises. La SPF est réservée aux personnes physiques gérant leur patrimoine privé, exonérée d'IRC mais exclue des conventions fiscales. Le choix dépend de la nature des actifs détenus et de la structuration internationale envisagée.

Combien coûte la création d'une holding au Luxembourg ?

La création d'une SOPARFI au Luxembourg coûte entre 1 800 et 4 500 euros en honoraires fiduciaires, frais notariaux et frais d'enregistrement (hors capital social de 12 000 euros minimum pour une SARL). La maintenance annuelle représente entre 2 500 et 7 500 euros selon le niveau d'activité et les services inclus.

Une société étrangère peut-elle créer une holding au Luxembourg ?

Oui. Il n'existe aucune restriction sur la nationalité des actionnaires d'une SOPARFI luxembourgeoise. Une société ou une personne physique étrangère peut détenir 100% du capital. En revanche, la direction effective doit être exercée depuis le Luxembourg, condition assurée par les services de direction fiduciaire.

La participation exemption s'applique-t-elle automatiquement dans une SOPARFI ?

Non, elle est conditionnelle. La SOPARFI doit détenir au moins 10% du capital de la filiale, ou une participation d'une valeur d'acquisition d'au moins 1,2 million d'euros, pendant une durée ininterrompue d'au moins 12 mois. La filiale doit être une société de capitaux résidente UE ou d'un État conventionné.

Qu'est-ce que la substance économique requise pour une holding luxembourgeoise ?

Depuis l'intégration des directives ATAD, une SOPARFI doit démontrer une présence économique réelle au Luxembourg : adresse physique effective, dirigeant prenant des décisions sur place, procès-verbaux de conseils d'administration tenus au Grand-Duché, et personnel ou prestataire local. Les structures sans substance s'exposent à des requalifications fiscales dans le pays des actionnaires.

What is bookkeeping and is it mandatory in Luxembourg?

Bookkeeping is the systematic recording and organization of a company’s financial transactions. In Luxembourg, maintaining proper accounting records is a legal obligation for businesses. Accurate bookkeeping supports VAT returns, tax compliance, annual accounts, and better financial decision-making.

Why outsource bookkeeping in Luxembourg?

Outsourcing bookkeeping in Luxembourg helps reduce administrative burden, improve compliance, access expert accounting support, and free internal resources for business growth. It is especially relevant for startups, SOPARFI structures, SMEs, and international groups.

What services are included in bookkeeping?

Bookkeeping services generally include transaction recording, purchase and sales invoice entry, bank reconciliation, VAT preparation, document classification, financial reporting, and support for annual closing.

How often should bookkeeping be updated in Luxembourg?

Bookkeeping should be updated regularly, ideally daily, weekly, or monthly depending on transaction volume. Timely bookkeeping helps avoid reporting errors, missed deadlines, and compliance issues.

What are the risks of poor bookkeeping?

Poor bookkeeping can lead to inaccurate financial statements, VAT errors, tax penalties, cash flow mismanagement, audit complications, and reduced trust from investors, partners, or banks.

Which accounting software is used for bookkeeping in Luxembourg?

Common bookkeeping tools used in Luxembourg include cloud and desktop accounting platforms that support transaction recording, reconciliation, VAT processing, reporting, and document management. The best solution depends on the company’s size, reporting needs, and workflow.

How much does bookkeeping cost in Luxembourg?

The cost of bookkeeping in Luxembourg depends on transaction volume, reporting complexity, payroll needs, VAT obligations, and the type of business. Pricing may be based on monthly packages or hourly rates.

Can bookkeeping help optimize taxes?

Bookkeeping does not replace tax advisory, but accurate bookkeeping provides reliable financial data that supports correct tax filings, better tax planning, VAT control, and informed strategic decisions.

What is the difference between bookkeeping and accounting?

Bookkeeping focuses on recording and organizing financial transactions. Accounting goes further by analyzing the data, preparing financial statements, managing compliance, and supporting strategic decision-making.

What documents are required for bookkeeping?

Typical documents required for bookkeeping include sales invoices, purchase invoices, bank statements, payroll documents, receipts, contracts, and supporting accounting records. Proper documentation is essential for compliance and audit readiness.

Can bookkeeping be done remotely in Luxembourg?

Yes. Bookkeeping can be handled remotely through cloud accounting platforms, secure document sharing, digital approvals, and online collaboration. This allows companies to work efficiently with their accountant or bookkeeper without being physically present.

How does bookkeeping support business growth?

Bookkeeping supports business growth by improving financial visibility, helping monitor margins and cash flow, supporting strategic decisions, and giving management access to reliable numbers for planning and control.

Do startups need bookkeeping in Luxembourg?

Yes. Startups in Luxembourg still need proper bookkeeping to track transactions, meet VAT and tax obligations where applicable, prepare annual accounts, and provide reliable information to founders, investors, and partners.

What happens during annual closing?

During annual closing, bookkeeping data is reviewed and finalized to prepare annual accounts, support tax returns, reconcile balances, and ensure the company is ready for legal and fiscal reporting requirements.

Why choose a professional bookkeeper in Luxembourg?

A professional bookkeeper in Luxembourg helps ensure accurate records, stronger compliance, better reporting quality, smoother year-end processes, and more reliable financial management for the business.

Fiduciaire Luxembourg

ACCOUNTING
IN LUXEMBOURG

Compliant, Precise, Delivered on Time

Full-service accounting for SARLs, SOPARFIs, SA, SPF and holding structures. From annual accounts and eCDF filing to LBR deposit and tax compliance, we handle everything, so you stay focused on your business.

How it works

RCSL-Licensed Fiduciary

Luxgaap/Ifrs

Remote friendly

Managing Director - Founding Partner
LOC Mickaël
Welcome, Financial Services provides best services in : -Incorporation services (S.à r.l.-s, S.à r.l., Holding, SA, SPF) -Accounting services (eCDF, filling LBR and notes Luxgaap) -Tax management (VAT declaration, Tax return) -Liquidation services (Accounts of liquidation) -Group consolidation (Consolidated Financial statement) We assist individual, business leaders, Group, investors and family to set up a company in Luxembourg. We dedicate our knowledge and expertise to your success
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1

Fill out a short form (under 30 seconds)

2

We assess your profile and needs

3

You receive a precise, transparent quote within 24h

4

Easy switch from your current accountant, we handle everything

PROFESSIONAL SERVICE PROVIDERS

Freelance Accountant

Preparation of trial balance Filing reporting packages

Remote Accounting manager

Occasional team reinforcement Assistance on technical topics

Accounting supervisor

Maintain Bookkeeping by yourself Supervise accounting closing/reporting

Account A/R -A/P analysis

A/R and A/P with ageing analysis Overdue and reminder

Filling eCDF

Input date on eCDF platform Data validation transfer

Provision for risk, tax, others

Collect documentation (formalism) Book provision

Financial statements

Produce annual accounts Write notes in Luxgaap

Filing LBR (EX: RCS)

Filing Balance sheet & Profit and loss to Luxembourg Business register

Cut off entries

Realise cut off and justify Book entries

Manage accounting audit

Prepare and provide data to auditors Answer auditors questions

OFFERS ADAPTED TO ALL SIZES COMPANIES

SENIOR ACCOUNTANT

€150/Hour

Start

Pack for annual accounts + notes I eCDF

Starting from

€1250

Start trial period

Pack for filing LBR

Starting from

€250

Start trial period

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Structured Organization for Accounting Efficiency

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How much does an accountant cost in Luxembourg?

Our fees are tailored to the size, structure, and activity of your business.
A self-employed freelancer will pay significantly less than a holding company or a firm with multiple employees.

We offer transparent, fixed-fee packages starting from:

€200/month for freelancers
€250/month for active SARLs
€400/month for holding companies (SOPARFI, SPF)

You’ll receive a detailed, personalized quote within 24 hours.

Request your custom quote now

Can I easily switch from my current accountant?

Yes and we make it simple.

We handle the entire transition process, including requesting and organizing all documents from your previous accountant.

There are no hidden fees, no delays, and no disruptions to your operations.

You stay focused on your business, we handle the switch.

Do you handle VAT filings and payroll too?

Absolutely.

We offer full-service accounting, which includes:

Monthly and quarterly VAT declarations
Annual VAT returns and Intrastat filings
Payroll calculations, payslips, CNS & CCSS declarations
Employment contracts, salary certificates, and HR compliance

You can choose a comprehensive package or pick only the services you need.

Do you work with remote or international clients?

Yes, more than half of our clients are based abroad.

We are fully equipped to work remotely with:

Non-resident company directors
International freelancers
Cross-border business structures
Expatriates and digital nomads

All communication, signatures, and document exchanges are secure.

Can you work with my accounting software?

Yes.

We are compatible with most major accounting platforms, including: BOB50, Odoo, SAP, Xero, QuickBooks, WinBooks, and more.If you already use a software, we’ll integrate it.

If not, we’ll help you choose the best one for your needs.

Are your services multilingual?

Yes.
We provide support in English, French, German, and Luxembourgish.
You’ll always receive clear explanations and documentation in your preferred language.

Do you help with tax optimisation?

Yes, we go beyond basic compliance.

We proactively help you:

Structure your income efficiently
Minimise your tax liability within legal limits
Plan ahead for distributions, investments, and cross-border issues

We work with Luxembourg and international tax lawyer if needed.

Do you also help with company formation or liquidation?

Yes.We can assist with:

Incorporation of SARL, SARL-S, SA, SPF, SOPARFI
Business permit applications
Registered office and administrative services
Voluntary and simplified liquidations
Dissolution and accounting closure procedures

Everything is handled in-house or via our network of legal partners.

Will I have a dedicated contact?

Yes.

You will always work with a named advisor who knows your file.

You won’t be passed around between departments.

Your advisor will be reachable by email, phone, and video call in your preferred language.

We're offering a tailored diagnostic to help you identify the right solution.

142 Bd de la Pétrusse, 2330 Gare Luxembourg
Ring at Cerno 3rd Floors

Fiduciaire Financial Services Accountant Luxembourg Trusted reliable strategic long-term partner Luxembourg. Over 17 years of experience in strategic structuration RCS Luxembourg : B213987 TVA : LU29299810 Autorisation 10077274/2 (Fiduciaire) Autorisation 10077274/0 (Comptable) Supervisé par l'AED

ACCOUNTING IN LUXEMBOURG

Compliant, Precise, Delivered on TimeFull-service accounting for SARLs, SOPARFIs, SA, SPF and holding structures. From annual accounts and eCDF filing to LBR deposit and tax compliance, we handle everything, so you stay focused on your business.

LOC Mickaël

LOC Mickaël

HOW IT WORKS?

Fill out a short form (under 30 seconds)

We assess your profile and needs

You receive a precise, transparent quote within 24h

Easy switch from your current accountant, we handle everything

ACCOUNTING & TAX

PROFESSIONAL SERVICE PROVIDERS

Freelance Accountant

Remote Accounting manager

Accounting supervisor

Account A/R -A/P analysis

Filling eCDF

Provision for risk, tax, others

Financial statements

Filing LBR (EX: RCS)

Cut off entries

Manage accounting audit

ACCOUNTING PACKAGES

OFFERS ADAPTED TO ALL SIZES COMPANIES

SENIOR ACCOUNTANT

Pack for annual accounts + notes I eCDF

Pack for filing LBR

ACCOUNTING SOFWARE IMPLEMENTATION

ACCOUNTING INSIGHT

Comparaison des meilleurs cabinets d'expertise comptable au Luxembourg

Comparaison des entreprises de comptabilité : Trouver la meilleure solution pour vos besoins

Cloud Solutions for Accounting Document Management

Structured Organization for Accounting Efficiency

THEY TALK ABOUT US

ACCOUNTING F.A.Q

How much does an accountant cost in Luxembourg?

Can I easily switch from my current accountant?

Do you handle VAT filings and payroll too?

Do you work with remote or international clients?

Can you work with my accounting software?

Are your services multilingual?

Do you help with tax optimisation?

Do you also help with company formation or liquidation?

Will I have a dedicated contact?

LËTZ TALK ABOUT YOUR NEED

We're offering a tailored diagnostic to help you identify the right solution.

ACCOUNTING
IN LUXEMBOURG

Compliant, Precise, Delivered on Time

Full-service accounting for SARLs, SOPARFIs, SA, SPF and holding structures. From annual accounts and eCDF filing to LBR deposit and tax compliance, we handle everything, so you stay focused on your business.