Reviews and case studies

What our clients say, and what we do for them.

119 public Google reviews, average rating 4.9/5. Every review is verifiable on our profile. Our case studies are anonymised and presented as such.

4,9
★★★★★
119 Google reviews

Our client satisfaction does not rest on a self-declared percentage, but on public reviews you can read one by one.

Read the 119 reviews on Google ↗

Google reviews

A selection of reviews published on our Google profile, reproduced verbatim, in French, English and German.

★★★★★

« Cette société fait notre comptabilité ainsi que celle de plusieurs de nos clients (sociétés commerciales ou holding) depuis 2017. »

cora maglo
Google review · Google ↗
★★★★★

« Confier l'incorporation de ma société à Financial Services a été un véritable soulagement. Leur maîtrise des démarches au Luxembourg est réelle. »

Benoit Kaldonski
Google review · Google ↗
★★★★★

« I had a consultation call with the company for company formation and I received much valuable information about registration of SARL companies in Luxembourg, and was helpful to me. Thank you! »

Saeed Zamanian
Google review · Google ↗
★★★★★

« Mickael is an expert in accounting and will provide counsel for your company in order to optimize your tax. Professional, always available and super reactive. A truly excellent professional. »

Bonald Meas
Google review · Google ↗
★★★★★

« Ich bin seit mehreren Jahren Kunde von Financial Services und äußerst zufrieden mit ihren Buchhaltungsdienstleistungen. »

Ronaldo Robalo Rocha
Google review · Google ↗
★★★★★

« Excellente expérience ! Communication fluide et équipe très réactive. Très satisfait de leurs services, fiables et professionnels. Je recommande vivement ! »

Pierre Anisimov
Google review · Google ↗
★★★★★

« Service très professionnel et très compétent. Les prix sont très abordables, rapport qualité prix très positif. Monsieur LOC est une personne formidable. »

Alicia Martin
Google review · Google ↗
★★★★★

« Cabinet fiable. Professionnalisme, écoute, accompagnement d'une équipe réactive. Je ne regrette pas notre collaboration. Je recommande vivement. »

thomas renaud
Google review · Google ↗
★★★★★

« Super ! J'ai eu un rendez-vous très rapidement ! À l'écoute et de très bons conseils, prend le temps nécessaire. Je recommande vraiment !! »

Fany Colin
Google review · Google ↗
★★★★★

« Financial Services a transformé la gestion de ma comptabilité. Leur équipe est non seulement ultra-compétente, mais aussi incroyablement accessible. »

fab hut
Google review · Google ↗
★★★★★

« Cabinet très fiable. Qualités d'accueil, d'écoute et de conseil très appréciables. À recommander. »

Ludovic Poulain
Google review · Google ↗
★★★★★

« I had an excellent experience working with this financial services accountant in Luxembourg. Their expertise in preparing a detailed business plan was clear. »

Prakhar Bansal
Google review · Google ↗
★★★★★

« Merci beaucoup pour votre temps et conseils mais surtout pour votre gentillesse et humanité ! Un comptable passionné de son travail. Très recommandé !! »

Sandra Fernandez
Google review · Google ↗
★★★★★

« Une équipe de comptables compétents et de bons conseils, très professionnel. Avec un vrai savoir-faire pour la structuration. »

Arthur Kamdem kamtchueng
Google review · Google ↗
★★★★★

« I connected with Fiduciaire Financial Services because they were on my list, and I must say, it was a fantastic decision. Their expertise in financial services is real. »

Michel Nilles
Google review · Google ↗

Reviews are displayed for conversion purposes. No self-declared rating structured data is injected to try to obtain stars: Google restricts self-serving reviews for organisations and local businesses.

Anonymised case studies

The situations we handle most often, grouped by client profile. The same format for each: context, issue, work, result. Professional secrecy prevents us from naming our clients.

Groups, holdings and families

Family holding

Structuring a holding for family wealth

ContextA family holding shareholdings and real-estate assets across several countries, with no unified holding vehicle.
IssueConsolidate the shareholdings, prepare succession and secure the tax treatment of dividends and capital gains.
WorkIncorporation of a SOPARFI, contribution of the shareholdings, compliance with article 166 LIR, governance and substance in Luxembourg, annual accounting.
ResultShareholdings consolidated under a single vehicle, dividend and capital-gains treatment secured, succession prepared.
Holdings and SOPARFI →
Consolidation

Consolidated accounts for a multi-entity group

ContextA group with several operating companies and a top holding, without reliable consolidated reporting.
IssueProduce consistent consolidated accounts, audit-ready and usable by banks.
WorkScope definition, harmonisation of charts of accounts, intragroup eliminations, Lux GAAP or IFRS consolidation pack.
ResultConsolidation pack produced, consistent and usable both in review and with banks.
Accounting and accounts →
Governance

Foreign-owned holding facing substance requirements

ContextA holding whose beneficial owners reside outside Luxembourg, required to demonstrate genuine economic substance.
IssueMeet ATAD substance requirements and withstand a challenge to tax residence.
WorkAppointment of a resident independent director, schedule of board meetings held locally, minutes, documented substance file.
ResultDemonstrable economic substance, traceable governance and minutes available in the event of an audit.
Governance and directorship →
Acquisition

Structuring the acquisition of a European target

ContextAn investor acquiring a European company through a debt-financed Luxembourg vehicle.
IssueStructure the vehicle, frame the financing and anticipate ATAD interest limitation and exit.
WorkIncorporation of the vehicle, financing structure modelling, coordination with legal and tax counsel, acquisition accounting.
ResultAcquisition completed within the target structure, financing documented and exit anticipated from the outset.
Structuring →

SMEs, traders and construction

Odoo, construction

Odoo rollout for a construction trading company

ContextA growing construction-sector trading company running quotes, sites and invoicing on scattered tools with manual data entry.
IssueCentralise quotes, invoicing, purchases and accounting in a single ERP, connected to the accounting flow and site payroll.
WorkOdoo configuration, Lux GAAP chart of accounts, automation of purchase and sales entries, analytical tracking per site, training of the admin team.
ResultManual re-entry sharply reduced, margin tracked site by site, monthly closings accelerated.
Accounting and Odoo →
Payroll

Payroll outsourcing for a construction company

ContextA construction company employing around fifty staff, with indexation, hours and frequent affiliation constraints.
IssueMake payslips reliable, secure CCSS affiliations and absorb staff arrivals and departures.
WorkTakeover of the payroll file, affiliations and de-affiliations, monthly payslips, withholding tax, indexation, social declarations.
ResultMonthly payroll made reliable, affiliations and social declarations up to date, arrivals and departures absorbed without delay.
Tax, VAT and payroll →
File takeover

Overdue accounting taken over from another firm

ContextAn SME changing fiduciary, with overdue bookkeeping and outstanding account filings.
IssueTake over the file without breaking reporting obligations and regularise the overdue financial years.
WorkEntry review, identification of anomalies, reconstruction of financial years, Lux GAAP update, RCS filings via eCDF, monthly reporting.
ResultFinancial years reconstructed, accounting up to date and RCS filings regularised, with no reporting gap.
Accounting and accounts →
VAT

Regularising intra-Community flows

ContextA company purchasing and selling across several member states, without a correctly configured VAT regime.
IssueBring registration into order, secure intra-Community treatment and avoid reassessment.
WorkVAT registration or regularisation, flow configuration, VIES checks, periodic and recapitulative returns.
ResultIntra-Community flows compliant, returns up to date and VAT recovered within the rules.
VAT →

Self-employed and individuals

Self-employed

Full accounting for a self-employed professional

ContextA self-employed professional starting out, with no visibility on accounting, VAT and social obligations.
IssuePut in place compliant accounting, a suitable VAT regime and sustainable remuneration monitoring.
WorkBusiness permit where required, social affiliation, choice of VAT regime, bookkeeping, income tax return, remuneration advice.
ResultAccounting, VAT and social obligations covered, administration outsourced, monthly fee agreed in advance.
Self-employed accounting →
Tax return

Return for a taxpayer with multiple income sources

ContextA taxpayer combining employment income, rental income and foreign income, in a cross-border situation.
IssueA compliant return, the right tax class, deductible expenses and compliance with double-taxation treaties.
WorkCollection of supporting documents, preparation and filing of the return, treatment of foreign income, replies to ACD correspondence.
ResultCompliant return filed on time, foreign income treated under the applicable treaties.
Tax return →

Specific situations

Non-resident

Turnkey company for a non-resident investor

ContextA foreign, non-resident investor wanting an operating company in Luxembourg without travelling.
IssueCoordinate incorporation, business permit and bank account opening in a single journey.
WorkIncorporation of the SARL, permit filing, preparation of the bank KYC file, VAT registration, accounting setup.
ResultCompany incorporated and operational, permit obtained and bank account opened, without the client travelling.
Company formation →
Bank account

Bank file for a foreign-owned structure

ContextA newly incorporated structure whose bank file was refused once for insufficient economic justification.
IssueRebuild a credible KYC file: source of funds, substance, consistency of the activity.
WorkFile takeover, documentation of source of funds and beneficial owner, activity memo, introduction to partner banks.
ResultBank account opened after the file was rebuilt, source of funds and beneficial owner documented.
Company formation and life →
Liquidation

Liquidation of a dormant company

ContextA company dormant for several financial years, with unfiled accounts and residual liabilities.
IssueClose cleanly: settle liabilities, regularise tax matters and strike the company off.
WorkRegularisation of financial years, dissolution, appointment of the liquidator, settlement, tax clearance, RCS striking-off.
ResultLiabilities settled, tax clearance obtained, company struck off the RCS and obligations extinguished.
Regulatory compliance →
Finance function

Investor reporting for a scale-up

ContextA growing company needing monthly reporting usable by its board and investors.
IssueMove from record-keeping accounting to indicator-driven steering, without hiring a full-time CFO.
WorkAnalytical structure, monthly dashboard, cash and margin indicators, preparation of board meetings.
ResultRegular monthly reporting, indicators shared with the board, decisions backed by up-to-date figures.
Finance function →

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Anonymised case studies, representative of real engagements. General information only, not individual legal or tax advice.