REGULATORY, 06Aut. 10077274 · 142 Boulevard de la Pétrusse, Luxembourg

AML and KYC compliance in Luxembourg, anti-money-laundering and beneficial owners.

FSL provides operational AML/KYC compliance support: KYC collection and verification, customer due diligence, beneficial owners register (RBE) filing and internal procedures. Regulated legal opinions are coordinated with your lawyer. FSL handles reporting and operational compliance; regulated legal advice and authorisations (CSSF) are coordinated with our partner lawyers.

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In short

AML/KYC compliance covers anti-money-laundering obligations: customer identification and verification (KYC), risk assessment, due diligence and reporting. The framework is evolving with the EU AML package (AMLR, AMLD6, AMLA).

Reviewed by Mickaël LOCManaging Director · Licensed accountant 10077274 · Updated August 6, 2026Profile LinkedIn

Legal basis

Amended law of 12 November 2004 on combating money laundering; beneficial owners register (law of 13 January 2019). EU AML package: AMLR Regulation (EU) 2024/1624 applicable from 10 July 2027; AMLD6 (25% beneficial-owner threshold); AMLA authority (Regulation (EU) 2024/1620, Frankfurt), operational since 1 July 2025, direct supervision from 1 January 2028.

Key takeaway

The AMLR Regulation (EU) 2024/1624 will apply directly from 10 July 2027.
AMLD6 sets the beneficial-owner threshold at 25%.
The EU authority AMLA (Frankfurt) will directly supervise selected entities from 2028.

Who this is for

Companies, funds and holdings subject to AML obligations
Family offices and wealth structures
Entities preparing for the AML package entry into force

What we do

KYC collection and verification, customer due diligence
Beneficial owners register (RBE) filing and updates
Internal procedures, risk assessment and documentation
Coordination of legal opinions and sensitive reporting

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Preparation checklist

Get the list of documents and steps to start without friction.

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FAQ

Frequently asked questions

Are you responsible for my entity's compliance?

Regulatory responsibility remains with the entity and its management. FSL provides operational support (KYC, RBE, procedures) and coordinates legal opinions with your lawyer.

What does the EU AML package change?

The AMLR Regulation will apply directly from 10 July 2027, harmonising the rules; AMLD6 lowers and clarifies thresholds; AMLA, in Frankfurt, will directly supervise selected entities from 2028. We prepare your compliance.

Do you handle the beneficial owners register?

Yes. We perform the initial filing and updates with the RBE, and maintain the related documentation.

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Reply within 24 business hours. NDA from first contact.