Fintech back-office in Luxembourg, accounting, substance and reporting.
FSL provides the fintech back office: accounting, substance, financial and regulatory reporting. We operate the structure; the licence (PFS, EMI, PI) sits with the CSSF, coordinated with your lawyer. FSL handles reporting and operational compliance; regulated legal advice and authorisations (CSSF) are coordinated with our partner lawyers.
Fintech back office covers the operational functions of a Luxembourg financial-technology company: accounting, substance, financial reporting and regulatory reporting assistance, distinct from licensing and legal advice.
Key takeaway
- FSL operates the back office; CSSF licensing sits with the lawyer and regulator.
- Substance is an increasing prudential focus.
- Approach suited to scale-up and fundraising phases.
Who this is for
- Fintechs, support PFS, e-money and payment institutions
- Regulated start-ups in the licensing phase
- Platforms and neobanks based in Luxembourg
What we do
- Accounting and annual accounts
- Substance, governance and corporate secretarial
- Regulatory and prudential reporting assistance
- Coordination with the CSSF, auditor and lawyer
Ready to structure your fintech back-office?
Free first call within 24 hours. Dedicated adviser, NDA from first contact.
Preparation checklist
Get the list of documents and steps to start without friction.
Frequently asked questions
Do you handle PFS or EMI licensing?
Can you support a start-up in the licensing phase?
Request a quote
Reply within 24 business hours. NDA from first contact.