Fintech back-office in Luxembourg, accounting, substance and reporting.
Financial Services Luxembourg provides the fintech back office: accounting, substance, financial and regulatory reporting. We operate the structure; the licence (PFS, EMI, PI) sits with the CSSF, coordinated with your lawyer. FSL handles reporting and operational compliance; regulated legal advice and authorisations (CSSF) are coordinated with our partner lawyers.
Reply within 24 h · NDA on request before any confidential document
Fintech back office covers the operational functions of a Luxembourg financial-technology company: accounting, substance, financial reporting and regulatory reporting assistance, distinct from licensing and legal advice.
Key takeaway
- Financial Services Luxembourg operates the back office; CSSF licensing sits with the lawyer and regulator.
- Substance is an increasing prudential focus.
- Approach suited to scale-up and fundraising phases.
Who this is for
- Fintechs, support PFS, e-money and payment institutions
- Regulated start-ups in the licensing phase
- Platforms and neobanks based in Luxembourg
What we do
- Accounting and annual accounts
- Substance, governance and corporate secretarial
- Regulatory and prudential reporting assistance
- Coordination with the CSSF, auditor and lawyer
Ready to structure your fintech back-office?
First reply within 24 working hours, from a named adviser. Firm quote within 48 working hours once the scope is defined. NDA on request before any confidential document.
Official sources and verification
This page is published under the editorial responsibility of Mickaël LOC for Financial Services Luxembourg (business permit 10077274). The rules cited should be checked against competent authorities and the circumstances of the case.
Frequently asked questions
Do you handle PFS or EMI licensing?
No. The licence is granted by the CSSF on a legal application. Financial Services Luxembourg prepares the accounting, substance and reporting, and coordinates the file with your lawyer.
Can you support a start-up in the licensing phase?
Yes, on the financial, accounting and substance side, alongside the licensing file led by the lawyer.
Request a quote: Fintech back-office
First reply within 24 working hours, from a named adviser. NDA on request before any confidential document.