Accounting for the self-employed in Luxembourg, obligations met, costs optimised.
Self-employed accounting covers the bookkeeping, VAT, income tax return and social obligations of a self-employed worker or liberal profession in Luxembourg, with tracking of deductible costs.
Self-employed accounting (an individual carrying on a commercial or liberal activity) covers income and expense bookkeeping, VAT obligations, determination of taxable profit and tracking of social contributions (CCSS). Depending on the activity, it may be kept on a simplified or full basis.
Key takeaway
- The self-employed track income, expenses, VAT and CCSS contributions.
- Tracking deductible costs optimises taxable profit.
- Incorporating can become worthwhile above a certain income.
- Two packages by turnover: from EUR 125 excl. VAT/month (under EUR 100k) and EUR 199 excl. VAT/month (over EUR 100k), with a discount if you prepare the Excel.
Self-employed offer: turnover under EUR 100k
For a self-employed person or liberal profession with annual turnover under EUR 100,000, the package starts at EUR 125 excl. VAT/month: income and expense bookkeeping, deductible-cost tracking, VAT where applicable, profit determination and support with the income tax return.
If you prepare a pre-sorted Excel file yourself, we cut the package by up to 20%. The simulator above estimates your fee in a few clicks.
Self-employed offer: turnover over EUR 100k
Above EUR 100,000 turnover, the package starts at EUR 199 excl. VAT/month and covers heavier accounting: higher entry volume, periodic VAT, reporting and advice on cost optimisation.
At this level, incorporating (SARL, SARL-S) often becomes relevant. We compare both scenarios, figures in hand, before any decision.
Eligibility criteria
These packages target individuals carrying on a commercial or liberal activity in Luxembourg (self-employed, consultant, freelancer, liberal profession). The final fee depends on turnover, monthly entry volume, VAT registration and how prepared the documents are.
Regulated activities (lawyer, doctor, architect) get a dedicated niche service. A firm quote is issued after a short scoping call.
Who this is for
- Self-employed and liberal professions (consulting, health, IT, etc.)
- Sole-trader merchants and craftspeople
- Consultants and freelancers established in Luxembourg
- Self-employed preparing to incorporate
What we do
- Income / expense bookkeeping and deductible-cost tracking
- VAT returns and filing
- Profit determination and income tax return
- Social contribution tracking (CCSS)
- Advice on a possible move to a company
Independent fee simulator
Estimate your monthly accounting package in 4 answers.
Indicative estimate, excluding disbursements and VAT. Firm quote after a short scoping call.
Pricing indication
Indicative ranges, excluding 17 % Luxembourg VAT, disbursements and filing fees. Firm quote after scoping.
Ready to structure your accounting for self-employed?
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Preparation checklist
Get the list of documents and steps to start without friction.
Official sources and verification
This page is written and reviewed by Mickaël LOC, licensed accountant in Luxembourg (business permit 10077274). The rules cited can be checked with the competent authorities.
Frequently asked questions
How much does an accountant cost for a self-employed person in Luxembourg?
From EUR 125 excl. VAT/month for turnover under EUR 100,000, and EUR 199 excl. VAT/month above. A discount of up to 20% applies if you prepare a pre-sorted Excel file. Final fee depends on entry volume and VAT.
What accounting obligations apply to the self-employed?
Keep accounts (simplified or full depending on activity and thresholds), handle VAT where applicable, determine profit and file an income tax return, in addition to social contributions (CCSS).
Must I register for VAT?
It depends on your turnover and activity; a franchise regime may apply below a threshold. We check your situation and handle the filings.
When should I incorporate?
When income, liability or taxation justify it. We compare self-employment and a company (SARL, SARL-S) for your case.
Do you handle my income tax return?
Yes, the personal income tax return is part of the support for the self-employed.
Request a quote
Reply within 24 business hours. NDA from first contact.