Self-employed accountant

Becoming a self-employed accountant in Luxembourg, supported by a licensed fiduciary

Setting up as a self-employed accountant in Luxembourg is not just about forming a company. The profession is regulated: the establishment authorisation requires a qualification AND 3 years of professional practice, including at least 1 year with a professional duly established in Luxembourg. Financial Services Luxembourg, a licensed accountant for 17 years, structures this support end to end.

Written by Mickaël LOC, Managing Director of Financial Services Luxembourg, licensed accountant (establishment authorisation 10077274), 142 Boulevard de la Pétrusse, L-2330 Luxembourg.

The lock no one explains to you

The real barrier to setting up is not incorporating a company: it is a legal condition for access to the profession. The accountant's establishment authorisation requires, beyond the qualification, 3 years of professional practice, including at least 1 year with a professional already established in Luxembourg.

It is precisely this point that turns a self-employment project into a supervised path, and it is precisely what we provide: supervision of the required practice, by an established professional who stands behind it.

Everything about the establishment authorisation →

Our support, step by step

Scoping

Eligibility, choice of structure (sole trader, SARL-S, SARL).

Establishment authorisation

Building the file, qualification, professional integrity.

Supervised practice

Supervision of the required professional practice with an established professional.

Tools

Software set-up (accounting, eCDF, LBR filings).

Compliance

VAT, AML/KYC, professional indemnity insurance, domiciliation.

Growth

First engagements, commercial mentoring, scale-up.

SARL-S note: the SARL-S is incorporated by private deed (without a notary), but requires a legal reserve of €12,000 built by allocating 5% of net profit, with no dividend distribution until it is constituted. To be weighed against your project.

Who it is for

Salaried accountant wanting to go independent

Career-changer targeting the profession

Foreign accountant (EU/EEA) wishing to establish in Luxembourg

Why a licensed accountant rather than a mere company-formation provider

A company-formation desk registers you. It cannot supervise your professional practice, hand over a portfolio, or stand behind you as an established professional. We can.

Discover our work as a accountant in Luxembourg, or explore the guide to becoming an accountant in Luxembourg.

Frequently asked questions

Do you need a chartered-accountant diploma to set up as a self-employed accountant?
No. Practising in your own name relies on an establishment authorisation, conditional on a recognised qualification and 3 years of professional practice, including at least 1 year with an established professional in Luxembourg. The chartered-accountant title is not required for this access.
How long does it take to obtain the establishment authorisation?
The timeline depends on the completeness of the file (qualification, integrity, proof of practice). A well-prepared file limits administrative back-and-forth. We structure everything upfront to avoid missing documents and speed up processing.
Can you start with a SARL-S?
Yes. The SARL-S is incorporated by private deed, without a notary. It does, however, require a legal reserve of €12,000 built by allocating 5% of net profit, with no dividend distribution until it is reached. The form is decided according to your project.
Can an accountant established in the EU practise in Luxembourg?
Yes, under conditions. An EU/EEA professional can establish in Luxembourg through recognition of their qualification and obtaining an establishment authorisation. The required professional practice and supervision still apply. We support this set-up.
What budget is needed to launch?
The budget depends on the chosen structure, tools and compliance obligations. We do not display a generic price: a free first exchange within 24 hours, with an NDA from the very first contact, lets us scope your project precisely through a quote.

Free first exchange within 24 hours, NDA from the very first contact. We scope your set-up through a tailored quote, with no generic pricing.

Start your self-employed accountant set-up

Free first exchange within 24 hours, NDA from the very first contact.

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